Welcome to Smaart EdSolution
Welcome to Smaart EdSolution
At Smaart EdSolution, we're committed to making quality education financially
accessible to every student. Our mission is simple yet impactful: to eliminate
financial hurdles so that no family has to choose between securing their future and
maintaining their financial well-being.
We specialize in providing flexible and convenient education loan solutions tailored
for students and parents. From school fees to higher education and coaching, our
offerings are designed to ease the financial burden with features like no-cost EMIs
and low-interest options that fit your budget.
In a landscape where education financing can be overwhelming, we simplify the
process. Our innovative loan products and digital-first approach ensure a seamless
experience—from application to disbursement.
For educational institutions, we offer predictable cash flow through timely fee
payments or short-term credit solutions. Our advanced technology platform bridges
the gap between applicants and institutions, ensuring high efficiency and low-cost
student financing.
With dedicated portals for students and institutions, we provide real-time tracking
of applications and payments, promoting transparency and trust at every step.
At Smaart EdSolution, we believe that every student deserves the opportunity to
learn and grow without financial stress. Through smart, affordable financing, we
help unlock potential—because a brighter future should be within everyone's reach.
What Our Clients Say
Sam David-PGP Rise
(Masters Union)I'm truly grateful to Smaart Edsolution for helping me secure a loan for my Masters' Union program. Their team was incredibly supportive, transparent, and efficient throughout the process. At a time when I was unsure how to bridge the financial gap, they stepped in with the right solution. Thanks to them, I'm now able to pursue my dream education with confidence. I wholeheartedly recommend Smaart Edsolution any student seeking reliable financial support for their studies.
Nikita Attree - PGP Rise
(Masters Union)Thank you Mr. Hari for helping me through my education loan. You have gone out of the way to support my application and I'll forever be grateful. The process was very smooth and transparent. Big thanks to you & Team Smart Ed 🙌🙌
Titu Ji Anand SBM Course
(Masters Union)I am truly grateful to Smaart Edsolution for their full-time support and seamless cooperation throughout the entire loan process and Sension procedure. Their dedication, prompt assistance, and professional guidance made the experience smooth and stress-free. Highly recommended for their reliability and commitment!I am truly grateful to Smaart Edsolution for their full-time support and seamless cooperation throughout the entire loan process and Sension procedure. Their dedication, prompt assistance, and professional guidance made the experience smooth and stress-free. Highly recommended for their reliability and commitment!
FAQs
General Questions
Smaart EdSolution is a financial services provider offering education loans and fee financing solutions for students, parents, and educational institutions. We offer loans for school, coaching, and higher education (both in India and abroad).
Indian nationals with confirmed admission to a recognized school, coaching center, or higher education institution (in India or abroad) can apply. Parents or guardians can also apply on behalf of students.
Loan Products & Eligibility
We offer loans for:
o School (K12) fees
o Coaching/entrance exam preparation
o Vocational and professional courses
o Executive education
o Higher education (Bachelor's and Master's) in India and abroad
Yes! We provide unsecured loans up to ₹80 lakhs for undergraduate and postgraduate studies at recognized international universities and colleges.
Yes, we offer unsecured loans up to ₹50 lakhs for bachelor's and master's degree programs at recognized Indian universities and colleges.
Yes, a parent or guardian is generally required as a co-applicant, especially for students.
Application Process
Apply online through our website by selecting the “Higher Education Loan” option, and upload the required documents.
You'll typically need:
o Proof of identity and address
o Admission letter from the university/college
o Academic records (marksheets, certificates)
o Fee structure from the institution
o Income proof of the co-applicant
Loan Disbursement & Repayment
Our approval and disbursal process is fast, often within 4-5 working days after document submission.
The loan amount is paid directly to the educational institution as per their fee schedule.
Flexible EMI options are available, with terms tailored to your needs. Repayment typically starts after disbursal, but moratorium options may be available for higher education loans.
Yes, you can prepay or foreclose your loan at any time.
Interest Rates & Charges
Interest rates are highly competitive. All processing and administrative fees will be communicated upfront.
Interest rates depend on the loan amount, repayment plan, and applicant profile. For select repayment plans, rates can start as low as 0%.
Special Features
No, our higher education loans are unsecured—no collateral is required for amounts up to ₹80 lakhs.
Yes, a moratorium period may be available, especially for higher education loans, allowing you to start repayment after course completion.
Interest paid on education loans may be eligible for tax deductions under Section 80E of the Income Tax Act.
Support & Tracking
Track your application and loan status through our online customer portal.
Our customer service team is available 24/7 via the website portal, email, or phone.
Higher Education Loans (Domestic & Abroad)
Yes, we offer education loans for both undergraduate (bachelor’s) and postgraduate (master’s) programs in India and overseas universities and colleges.
You can avail unsecured education loans up to ₹2 crore for both domestic and international studies.
We process and disburse higher education loans quickly, often within 5 working days after all required documents are submitted.
The loan covers tuition fees, living expenses, travel costs, examination fees, and other education-related expenses as per the institution’s offer letter.
Yes, we offer flexible repayment options and EMIs tailored to your financial situation and course duration.
Additional Information
Yes, a moratorium or grace period may be available, allowing you to start repayment after course completion.
Select the “Higher Education Loan” option on our website, complete the application, and upload the necessary documents, including the admission offer letter from the foreign institution.
